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We are pleased to inform you that the competent Authority has approved re- introduction of loan product LAP – Commercial, loan against commercial property with certain modifications. Salient features of the scheme are as follows:
1) Name of product: LAP- Commercial
2) Purpose of Loan: a) Purchase of another property (residential/commercial)
b) Business Expansion
c) Takeover of loan from other financial institutions
d) Any other personal requirement (except for direct / indirect investment in stock market or illicit purposes/activities
(3) Eligible Applicant/s: Resident Indian Individuals:
• Salaried
• Self Employed
Non Individuals:
• Firm (Proprietor / LLP
• Companies (Pvt. Limited/ Closely held Public Limited)
The Applicants combination will be as per scheme parameters covered under Griha Vikas.
(4) Property Types: Shops/Showrooms, Office Premises, Banquet Halls and Warehouses where properties which are either Self – occupied or Rented and received Occupation Certificate / Completion Certificate from Statutory Authorities
(No vacant properties can be considered).
(5) Quantum of Loan:- Minimum loan- Rs. 50 Lakhs
(6) Rate of Interest: Linked to LHPLRNH- Current LHPLRNH-14.80%
Particulars Rate of Interest (Floating)
Customers having CIBIL score 700 and above 11.00%
Customers having CIBIL score 600 and more but less than 700 11.50%
(7) Processing Fees: 1% of loan applied + applicable taxes
Contact us:-
LIC HOUSING FINANCE LTD
2/54, Shivani Plaza, Vijay Khand, Gomti Nagar Lucknow-226010
Website: www.lichousing.com
Email- kuberenterprises714@gmail.com
Phone no: 0522-4322388
Mobile no: 07376065422, 07652090244
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